Primary Liability Trucking Insurance
What is Primary Liability Insurance for Commercial Trucks?
Primary liability insurance is a legal requirement for all commercial trucking operations. This essential coverage protects against financial loss by paying for bodily injury and property damage caused by your truck. Operating without liability insurance can lead to severe fines and penalties, so it’s crucial to always maintain active coverage.
What Does Primary Liability Insurance NOT Cover?
While primary liability insurance covers damages to third parties, it does not protect you or your truck. This means:
- No coverage for theft
- No coverage for your medical expenses
- No coverage for damage to your own truck
It’s also important to distinguish primary liability from general liability insurance. General liability protects against accidents occurring off the road, such as a visitor slipping and falling at your business location. Primary liability, on the other hand, covers incidents while operating on the road.
How Much Does Primary Liability Insurance Cost?
Primary liability is typically the most expensive part of a commercial truck insurance policy. However, comparing quotes can help you find the best rates. Our service simplifies the process—fill out one form, and we’ll connect you with three agents competing to offer you the best deal.
Learn More: Truck Insurance Essentials
Stay informed and make smart coverage decisions by exploring our comprehensive guides: